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Get the most from Reformulary with these helpful tips and resources

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  • What the heck is a Formulary anyway?

    A formulary is a list of drugs that your employer pays for on your drug plan.

    Reformulary is a new kind of formulary that has been designed by a group of physician and pharmacist experts who know all about drugs and the medical conditions that they treat.

    Drugs listed in the Reformulary were chosen based on a thorough review of the evidence (clinical and cost evidence). These drugs are some of the best at treating medical conditions.

    Covered vs Uncovered
  • What’s a Co-Pay?

    Co-pay is an insurance term. It is the amount of money you pay out-of-pocket for health care services covered under your health plan, such as prescription drugs. Usually, your co-pay is a percentage of the cost of your prescription — and your employer pays the rest.

    Insurance Terms : Called a Co-pay
    Finding your Co-Pay on your Receipt

    What’s Your co-pay?

    Check out your prescription receipt. Do you see the ”C“? This is the Drug Ingredient Cost. This equals the price charged by the drug manufacturer (MLP) plus your pharmacy’s mark-up. Your co-pay is a percentage of the cost of the prescription.

  • About Sustainability

    Sky Rocketing Costs

    Drug costs in Canada are going up for a lot of reasons:

    • Baby boomers (and there’s a lot of them!) are getting older — as we get older, we have health
      issues and need to take more drugs.
    • Some of the newer drugs are very expensive.
    • We’re able to treat many more medical
      conditions than ever before.

    Who’s paying for the increase in drug costs? Your employer is. And you are too. It might mean you’re paying more for your benefits, or you’re getting less coverage for other things you care about (like massages, physiotherapy, glasses, among others).

    Less Coverage







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  • Report on Business

    Oct. 28, 2106: Helen Stevenson featured in Report on Business magazine about Canada’s drug costs and how to get them under control before it’s too late.

    Download the article 

  • 6 reasons to choose the Reformulary

    How the Reformulary is an improvement over your current plan

    Download the article 


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  • If your group benefit plan is with any of our partners, ask your advisor to get immediate access to the Reformulary.
    SunLife FinancialThe Co-operators

Help shape the Reformulary so it works best for you.

6 Questions. 60 Seconds. Take the survey

Survey Questions
  • Q1
    When your doctor writes you a prescription, do you always take your medication?
  • Q2
    Would you be willing to pay more out of your pocket so that you can have any drug you want?
  • Q3
    A new drug is available that is virtually identical to an existing drug. The new drug is much more expensive. Would you pay for it?
  • Q4
    Pharmacists are very knowledgeable about prescription drugs. Would you be comfortable taking a drug suggested by your pharmacist, especially if it cost you less?
  • Q5
    How often do you discuss health-related matters with your family and friends?
  • Q6
    In your drug plan, do you know what drugs are covered and at what co-pay?

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